extract from the Companies Register (not older than 3 months)
certificate of VAT ID No.
account number
Balance Sheet and Profit and Loss Statement on the original form for the closed last period, as well as for the current period
tax return confirmed by Tax Authority, or confirmation of tax return filing
current bank statement at the discretion of the business case approver
Natural person - entrepreneur
request for financing
ID card
other ID document (driving licence, passport)
trading licence or other equal document authorising conduct of business activity
certificate of VAT ID No.
account number
Statement of Assets and Liabilities and Statement of Incomes and Expenditures, or Balance Sheet on the original form for the closed last period, as well as for the current period
tax return confirmed by Tax Authority, or confirmation of tax return filing
current bank statement at the discretion of the business case approver
Natural person – non-entrepreneur
request for financing
ID card
other ID document (driving licence, passport)
account number
confirmation from the employer of average monthly net wage and, if needed, from wife/husband (not older than 1 month)
completed statutory declaration of client's wife/husband
current bank statement at the discretion of the business case approver
+ documents to the object, if there is considered used object or object imported from abroad
Note: The required documents can change depending on the amount of
If, until this time, you were paying your leasing/loan regularly, in the case of short-term payment problems you can ask for postponement of instalments. Long-term financial problems can be solved after agreement with our company, namely via change of your leasing/loan agreement on case by case basis.
Yes. Our company offers the service CESSION – it is change of the entity under the financing agreement (transfer is possible both in the case of financial leasing and loan); this change is carried out on the basis of a written request of the applicant under the financing agreement and is subjected to approval.
After lapse of a certain period of time determined by the leasing company, the contract is terminated and the seized vehicle is offered for further sale. After sale of the vehicle, the financial settlement of the agreement takes place.
Yes. Every vehicle which is object of financing has to be insured according to the General Business Terms and Conditions since its receipt until the end of financing, namely both for accident insurance and compulsory contractual insurance. In the case of accident insurance, there is required insurance for the new price – price according to the price list, including VAT and without deduction of discounts from dealers.
No. Just for these cases, every vehicle purchased via leasing/loan needs to be insured, namely accident insurance needs to be taken out for the vehicle. Thus, in the case that you cause the traffic accident, the damage will be covered by the insurance company from your accident insurance cover (except for the excess which represents your participation in the damage). If you do not cause the accident and the culprit is known, the entire damage will be covered from the culprit’s compulsory contractual insurance.
In such a case, there has to take place settlement of the claim within the framework of accident insurance and termination of the leasing agreement. All lessee’s obligations towards the leasing company are paid from the insurance benefits and the remaining part is credited to the lessee’s account.
In such a case, it is possible to continue in the financing agreement, based on an agreement, with the heir on the basis of a valid certificate of inheritance. If the heir is not interested in the object of financing, the heir (if the heir has a person to continue in the financing) can ask for a cession.
